Benefits are determined by the provider’s Tier level.

  • Tier 1 features the lowest copays and coinsurance, representing our Preferred Network.
  • Tier 2 is our Standard Network, offering the second-lowest copays and coinsurance.
  • Tier 3 has the highest copays and coinsurance.

Our goal is to minimize administrative costs, invest in the benefits that matter most to our members, deliver exceptional service, and become a leading regional MAPD health plan.

Benefits/ServicesTier 1Tier 2Tier 3
Maximum Out-of-Pocket (MOOP)$3,850$3,850$3,850
Premium$0$0$0
Part B Giveback $50$50$50
Inpatient Hospital/ACUTE$0 Copay per stay$295 Copay, per day, Days 1-6$2,185 Copay per stay
Emergency$110 Copay$110 Copay$110 Copay
Primary Care$0 Copay$0 Copay$20 Copay
Chiropractic$15 Copay$15 Copay$15 Copay
Specialist$0 Copay$35 Copay$35 Copay
Outpatient Diagnostic Procedures/Tests$0 Copay$50 Copay$95 Copay
X-Rays$0 Copay$15 Copay20% Coinsurance
Outpatient Blood Services$0 Copay $0 Copay 35% Coinsurance
Over-The-Counter (OTC) Allowance$40 Quarterly Benefit Allowance$40 Quarterly Benefit Allowance$40 Quarterly Benefit Allowance
Meals14 meals following discharge from the hospital 14 meals following discharge from the hospital 14 meals following discharge from the hospital
Monthly Fitness Reimbursement$50$50$50

Additional benefits include:

  • Dental: $2,200
  • Vision: $250
  • Hearing: $500
Pharmacy Tiers Preferred Retail and Mail Cost-Sharing (In-Network)

(up to a 30-day supply)
Preferred Retail and Mail Cost-Sharing (In-Network)

(up to a 100-day supply)
Standard Retail and Mail Cost-Sharing (In-Network)

(up to a 30-day supply)
Standard Retail and Mail Cost-Sharing (In-Network)

(up to a 100-day supply)
Cost-Sharing Tier 1
(preferred generic)
$0 Copay$0 Copay$0 Copay$0 Copay
Cost-Sharing Tier 2
(generic)
$0 Copay$0 Copay$10 Copay$30 Copay
Cost-Sharing Tier 3
(preferred brand)
$0 Copay$0 Copay$47 Copay$141 Copay
Cost-Sharing Tier 4
(non-preferred drug)
$0 Copay$0 Copay$100 Copay$300 Copay
Cost-Sharing Tier 5
(specialty)
33% CoinsuranceN/A33% CoinsuranceN/A

Additional benefits include:

  • Mail Order: Available for both Preferred and Standard Pharmacy
  • Insulin: $0 Copay

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